http://www.pakrealestatetimes.com/ Wed, 10 Mar 2010 08:57:30 -0600 MyBB http://www.pakrealestatetimes.com/showthread.php?tid=9880 Wed, 10 Mar 2010 00:19:48 -0600 http://www.pakrealestatetimes.com/showthread.php?tid=9880 Published on March 09, 2010 Comments (Be the first)

by Association of Builders and Developers of Pakistan

(Asianet-Pakistan and OfficialWire)

KARACHI, PAKISTAN

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The House Building Finance Corporation has put an embargo on loan disbursement to housing projects which has resulted in delay in completion and if the Housing Project Zone of HBFC is not provided Rs. 2 billion on urgent basis, a complete stoppage of construction activities is imminent.

This was stated by Engr. Farooq-uz-Zaman Khan while talking to journalists. Billions of rupees of the public and builders are stuck up in these projects. If HBFC fails to provide the required housing finance, it is feared that the real estate and construction sector will face the same fate as that of Dubai, resulting in increased unemployment and other social problems, said Farooq-uz-Zaman.

The difficult policies initiated by HBFC are impossible to comply with and have made it impossible to acquire housing finance. In the last financial year HBFC financed to the tune of Rs. 3.8 billion whereas in the current year a negligible amount of Rs. 700 million is disbursed.

The new management of HBFC has no clue about the predicaments faced by the poor segment of our society and is replicating the policies of commercial banks and are trying to implement model of Singapore and Malaysia. The requirements have been made complicated and impractical.

As per the new verification of income policy, income of all members of a household is required to be verified and on each verification case Rs. 5000 fee is levied. On the project policy file the processing fee is increased to Rs. 500,000. Even those allottees in a project, who are not interested in acquiring loans, are asked to provide the original ownership documents. Of the total number of 50,000 cases of HPZ, recoveries have been made in 35,000 cases and only 15,000 cases are active. The only exemption provided is to widows and on these cases to the payments to HBFC are being made.

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During the last 4 years HBFC has recovered Rs. 17 billion and in the year 2008 recoveries have amounted to Rs. 3.2 billion whereas in the year 2009 Rs. 3.6 were recovered. In the years 2005-2008 a total amount of Rs. 10 billion were recovered and in the last two years Rs. 6 billion have been recovered.

Answering a question Chairman ABAD said there is a shortage of 8 million housing units and keeping in view the loaning profile of HBFC it seems that the back log of housing units would never be wiped out.

Vice Chairman ABAD Muhammad Arif Siddiq said HBFC has stopped loan disbursement to public projects. The corporation is following the policy of commercial banks, sidelining the redressal of difficulties of the public.

Chairman ABAD-Southern Region Saleem Kassim Patel said the percentage of Non Performing Loans (NPL) is declining. The pattern of NPL in HBFC is different from that of commercial banks. In housing finance, all loans are backed by a collateral or mortgage. Post dated checks are acquired from the client and the corporation has right to take over the property to recover the loan. He added that in 2004 the NPL of HBFC was 67% which has gone down to approximately 37% now.

ABAD suggested to the Government that State Bank of Pakistan and HBFC should be provided structural and financial support in order to improve the capabilities of HBFC. The policies of HBFC should be made public friendly. Instead of providing loans to upper and high income segment, the target should be the lower and middle income group. Steps should be taken to improve the Mortgage to GDP ratio.

HBFC should implement a policy of decentralization and the regional chief should be empowered to approve loans at district level. The target set for providing finance should be achieved at all costs. An effective mechanism for recoveries should be made so that the problem of shortage of funds is solved.]]> Published on March 09, 2010 Comments (Be the first)

by Association of Builders and Developers of Pakistan

(Asianet-Pakistan and OfficialWire)

KARACHI, PAKISTAN

Re-Tweet this article

The House Building Finance Corporation has put an embargo on loan disbursement to housing projects which has resulted in delay in completion and if the Housing Project Zone of HBFC is not provided Rs. 2 billion on urgent basis, a complete stoppage of construction activities is imminent.

This was stated by Engr. Farooq-uz-Zaman Khan while talking to journalists. Billions of rupees of the public and builders are stuck up in these projects. If HBFC fails to provide the required housing finance, it is feared that the real estate and construction sector will face the same fate as that of Dubai, resulting in increased unemployment and other social problems, said Farooq-uz-Zaman.

The difficult policies initiated by HBFC are impossible to comply with and have made it impossible to acquire housing finance. In the last financial year HBFC financed to the tune of Rs. 3.8 billion whereas in the current year a negligible amount of Rs. 700 million is disbursed.

The new management of HBFC has no clue about the predicaments faced by the poor segment of our society and is replicating the policies of commercial banks and are trying to implement model of Singapore and Malaysia. The requirements have been made complicated and impractical.

As per the new verification of income policy, income of all members of a household is required to be verified and on each verification case Rs. 5000 fee is levied. On the project policy file the processing fee is increased to Rs. 500,000. Even those allottees in a project, who are not interested in acquiring loans, are asked to provide the original ownership documents. Of the total number of 50,000 cases of HPZ, recoveries have been made in 35,000 cases and only 15,000 cases are active. The only exemption provided is to widows and on these cases to the payments to HBFC are being made.

MrPressRelease App for iPhone
During the last 4 years HBFC has recovered Rs. 17 billion and in the year 2008 recoveries have amounted to Rs. 3.2 billion whereas in the year 2009 Rs. 3.6 were recovered. In the years 2005-2008 a total amount of Rs. 10 billion were recovered and in the last two years Rs. 6 billion have been recovered.

Answering a question Chairman ABAD said there is a shortage of 8 million housing units and keeping in view the loaning profile of HBFC it seems that the back log of housing units would never be wiped out.

Vice Chairman ABAD Muhammad Arif Siddiq said HBFC has stopped loan disbursement to public projects. The corporation is following the policy of commercial banks, sidelining the redressal of difficulties of the public.

Chairman ABAD-Southern Region Saleem Kassim Patel said the percentage of Non Performing Loans (NPL) is declining. The pattern of NPL in HBFC is different from that of commercial banks. In housing finance, all loans are backed by a collateral or mortgage. Post dated checks are acquired from the client and the corporation has right to take over the property to recover the loan. He added that in 2004 the NPL of HBFC was 67% which has gone down to approximately 37% now.

ABAD suggested to the Government that State Bank of Pakistan and HBFC should be provided structural and financial support in order to improve the capabilities of HBFC. The policies of HBFC should be made public friendly. Instead of providing loans to upper and high income segment, the target should be the lower and middle income group. Steps should be taken to improve the Mortgage to GDP ratio.

HBFC should implement a policy of decentralization and the regional chief should be empowered to approve loans at district level. The target set for providing finance should be achieved at all costs. An effective mechanism for recoveries should be made so that the problem of shortage of funds is solved.]]> http://www.pakrealestatetimes.com/showthread.php?tid=9879 Tue, 09 Mar 2010 02:40:39 -0600 http://www.pakrealestatetimes.com/showthread.php?tid=9879 ISLAMABAD: The DHA Islamabad and the Bahria Town organised the groundbreaking ceremony for DHA Homes on Monday, says a press release.

The chief guest on this occasion was Mustafa Babur HIzlan, Turkish Ambassador to Pakistan. DHA Islamabad Administrator Brig (retd) Javed Iqbal, Bahria Town Chairman Malik Riaz Hussain, Bahria Town Chief Executive Ahmed Ali Riaz, Managing Director Habib Rafique Zahid Rafique and dignitaries of Rawalpindi and Islamabad and a large number of DHA residents also attended the ceremony.

The chief guest while addressing the ceremony said, “The DHA Homes will offer great value in terms of location and quality of construction giving all modern amenities and facilities to its residents and this well-designed project will be exclusive master planned community for the residents of Pakistan.”

Also addressing to the gathering, Brig (retd) Javed Iqbal said, “DHA Islamabad provides its residents a feeling of comfort and societal security encompassed within gated community. DHA Homes will be designed with highest construction standards giving a complete lifestyle experience.”

After the ceremony, the chief guest and other dignitaries visited the site and greatly appreciated the design and quality of construction being done there.]]> ISLAMABAD: The DHA Islamabad and the Bahria Town organised the groundbreaking ceremony for DHA Homes on Monday, says a press release.

The chief guest on this occasion was Mustafa Babur HIzlan, Turkish Ambassador to Pakistan. DHA Islamabad Administrator Brig (retd) Javed Iqbal, Bahria Town Chairman Malik Riaz Hussain, Bahria Town Chief Executive Ahmed Ali Riaz, Managing Director Habib Rafique Zahid Rafique and dignitaries of Rawalpindi and Islamabad and a large number of DHA residents also attended the ceremony.

The chief guest while addressing the ceremony said, “The DHA Homes will offer great value in terms of location and quality of construction giving all modern amenities and facilities to its residents and this well-designed project will be exclusive master planned community for the residents of Pakistan.”

Also addressing to the gathering, Brig (retd) Javed Iqbal said, “DHA Islamabad provides its residents a feeling of comfort and societal security encompassed within gated community. DHA Homes will be designed with highest construction standards giving a complete lifestyle experience.”

After the ceremony, the chief guest and other dignitaries visited the site and greatly appreciated the design and quality of construction being done there.]]> http://www.pakrealestatetimes.com/showthread.php?tid=9878 Sun, 07 Mar 2010 23:53:15 -0600 http://www.pakrealestatetimes.com/showthread.php?tid=9878

http://www.jang.com.pk/jang/mar2010-dail.../col14.htm]]>

http://www.jang.com.pk/jang/mar2010-dail.../col14.htm]]> http://www.pakrealestatetimes.com/showthread.php?tid=9877 Sun, 07 Mar 2010 23:50:41 -0600 http://www.pakrealestatetimes.com/showthread.php?tid=9877
http://www.jang.com.pk/jang/mar2010-dail.../col14.htm]]>
http://www.jang.com.pk/jang/mar2010-dail.../col14.htm]]> http://www.pakrealestatetimes.com/showthread.php?tid=9876 Sun, 07 Mar 2010 14:27:51 -0600 http://www.pakrealestatetimes.com/showthread.php?tid=9876
Staff Report

ISLAMABAD: Shalimar police have registered an FIR against Pakistan Muslim League-Nawaz (PML-N) Member of National Assembly (MNA) Anjum Aqeel Khan on the charge of occupying the plot of a citizen. Shalimar Police Station duty officer confirmed that they had registered FIR No 15 under Section 40 of Pakistan Penal Code (PPC) on the written complaint of a citizen Sabahat Ali. The duty officer said that Ali had alleged that Aqeel had occupied his plot No 834 in E-11, which he had purchased in 2002. When Daily Times contacted Awan, he said he had nothing to do with the occupation of the plot. Defending his position, the MNA said that if Sabahat Ali had any proof against him he should bring it to the court.

daily times]]>
Staff Report

ISLAMABAD: Shalimar police have registered an FIR against Pakistan Muslim League-Nawaz (PML-N) Member of National Assembly (MNA) Anjum Aqeel Khan on the charge of occupying the plot of a citizen. Shalimar Police Station duty officer confirmed that they had registered FIR No 15 under Section 40 of Pakistan Penal Code (PPC) on the written complaint of a citizen Sabahat Ali. The duty officer said that Ali had alleged that Aqeel had occupied his plot No 834 in E-11, which he had purchased in 2002. When Daily Times contacted Awan, he said he had nothing to do with the occupation of the plot. Defending his position, the MNA said that if Sabahat Ali had any proof against him he should bring it to the court.

daily times]]> http://www.pakrealestatetimes.com/showthread.php?tid=9875 Sun, 07 Mar 2010 14:27:25 -0600 http://www.pakrealestatetimes.com/showthread.php?tid=9875
ISLAMABAD: Federal Government Employees Housing Foundation (FGEHF) has served cancellation notice on defaulters of Sector G-14 plots’ allottees.

An official of the foundation told this news agency that the notices had been served according to rules, as some allottees had not deposited their installments since long.

He said nearly 500 allottees were defaulters and Rs 400 million were due against them. He said the foundation had to pay the amount to Islamabad District Administration for payment of compensation to the affectees.

The allottees have expressed their concern over 15-day short notice period and termed it an injustice. They demanded that the foundation extend the deadline.

CDA MPO Directorate: Capital Development Authority (CDA) has decided to shift offices of its MPO Directorate to Sector H-11 from Green Belt of Kashmir Highway, while PC-1 of this project has been approved.

According to details, 27 acres land has been allocated for the offices and workshops of MPO Directorate and Rs 300 million would be spent on this project. online



daily times]]>
ISLAMABAD: Federal Government Employees Housing Foundation (FGEHF) has served cancellation notice on defaulters of Sector G-14 plots’ allottees.

An official of the foundation told this news agency that the notices had been served according to rules, as some allottees had not deposited their installments since long.

He said nearly 500 allottees were defaulters and Rs 400 million were due against them. He said the foundation had to pay the amount to Islamabad District Administration for payment of compensation to the affectees.

The allottees have expressed their concern over 15-day short notice period and termed it an injustice. They demanded that the foundation extend the deadline.

CDA MPO Directorate: Capital Development Authority (CDA) has decided to shift offices of its MPO Directorate to Sector H-11 from Green Belt of Kashmir Highway, while PC-1 of this project has been approved.

According to details, 27 acres land has been allocated for the offices and workshops of MPO Directorate and Rs 300 million would be spent on this project. online



daily times]]> http://www.pakrealestatetimes.com/showthread.php?tid=9874 Sun, 07 Mar 2010 06:42:18 -0600 http://www.pakrealestatetimes.com/showthread.php?tid=9874
Ministry officials told Dawn on Saturday that the secretary of the IT ministry had received a letter from President Asif Ali Zardari asking him to highlight factors that necessitated the action named above.

The ministry has sought feedback from stakeholders on pros and cons of the proposed ban.

The move will benefit multinational companies dealing in new computers and increase their profits, take computers out of the range of poor students and affect livelihood of thousands of vendors dealing in used computers.

At present there is no indig enous manufacture of computers and IT equipment. All computers, used and new, are being imported.

Intel, the world’s largest manufacturer of branded computers and IT accessories, is the main supplier in Pakistan. Although Intel has many marketing outlets in Pakistan, it has not set up a manufacturing plant in the country. It has one in India.

The officials said international companies manufacturing computer hardware had been pressing the government to impose a ban on import of used computers and IT equipment, obviously to control the local market.

Pakistan Computers Association president Munawar Mughal opposed the move and termed it “unjust and based on malevolence”.

He said his association would resist the ban at every level.

He said Pakistan was a third world country where 80 per cent consumers buy second-hand computers.

“Multinational companies are trying to get a ban imposed on import of second-hand computers to capture the market, but the government should realise that a large number of poor people cannot afford to buy a new computer costing between Rs25,000 and Rs45,000,” Mr Mughal said, adding that the price of a used desktop PC ranged between Rs5,000 and Rs10,000.

The ban would deprive poor students of their right to modern education and the country


http://epaper.dawn.com/artMailDisp.aspx?..._009&typ=0]]>
Ministry officials told Dawn on Saturday that the secretary of the IT ministry had received a letter from President Asif Ali Zardari asking him to highlight factors that necessitated the action named above.

The ministry has sought feedback from stakeholders on pros and cons of the proposed ban.

The move will benefit multinational companies dealing in new computers and increase their profits, take computers out of the range of poor students and affect livelihood of thousands of vendors dealing in used computers.

At present there is no indig enous manufacture of computers and IT equipment. All computers, used and new, are being imported.

Intel, the world’s largest manufacturer of branded computers and IT accessories, is the main supplier in Pakistan. Although Intel has many marketing outlets in Pakistan, it has not set up a manufacturing plant in the country. It has one in India.

The officials said international companies manufacturing computer hardware had been pressing the government to impose a ban on import of used computers and IT equipment, obviously to control the local market.

Pakistan Computers Association president Munawar Mughal opposed the move and termed it “unjust and based on malevolence”.

He said his association would resist the ban at every level.

He said Pakistan was a third world country where 80 per cent consumers buy second-hand computers.

“Multinational companies are trying to get a ban imposed on import of second-hand computers to capture the market, but the government should realise that a large number of poor people cannot afford to buy a new computer costing between Rs25,000 and Rs45,000,” Mr Mughal said, adding that the price of a used desktop PC ranged between Rs5,000 and Rs10,000.

The ban would deprive poor students of their right to modern education and the country


http://epaper.dawn.com/artMailDisp.aspx?..._009&typ=0]]> http://www.pakrealestatetimes.com/showthread.php?tid=9873 Sun, 07 Mar 2010 06:10:04 -0600 http://www.pakrealestatetimes.com/showthread.php?tid=9873 Speaking at a meeting at the offices of PCA, Munawar Iqbal said Gwadar is located only 180 nautical miles from the Strait of Hormuz through which 40 percent of world’s oil passes, says a press release issued here on Tuesday.

“The port thus emerged as the key shipping hub in the area providing mass trade to central Asian republics as well as across Pakistan and China,” he said. He further said that large ports with huge cargo handling capacities could attract business community if efficient, modern and transparent customs services were made available.


“The efficiency, transparency and speed that has become available to Customs today through the Automated Customs system of PaCCS, was the only logically solution for Gwadar,” said Munawar Iqbal. He said that traditional systems would make cargo wait for days pending clearance, which will hamper development of this great project. “Serious choking of the port may take place if modern, electronic and automated systems were not used,” he warned adding that authorities should consider rolling out PaCCS beyond Karachi to as many customs stations as possible to enhance trade facilitation and to boost revenue collection.
He said restricting the benefits of PaCCS to only the port at Karachi was unfair to the traders of other areas of the country, he observed. Karachi port has transformed a once sleepy fishing village to a mega polis and we hope that Gwadar port will directly and indirectly bring lots of wealth, trade, and infrastructure advancement to the area, which has been traditionally left behind, in development.


Munawar Iqbal said that the multi-billion- rupee projects of Gwadar port and Rs 7.5 billion Gwadar Airport should be connected to the rest of the country through world class network and roads.
“These facilities should be fully automated so that importers as well as exporters can carry out business activities successfully and with peace of mind.
He said that capacity of 4,300-acre Gwadar airport should be increased to handle 1.5 million passengers and 70,000 tons of cargo a year.

Business community hope that political leadership will use their acumen to pacify negative feelings among some locals to get maximum advantage of the project, said Iqbal.


nation.com.pk]]> Speaking at a meeting at the offices of PCA, Munawar Iqbal said Gwadar is located only 180 nautical miles from the Strait of Hormuz through which 40 percent of world’s oil passes, says a press release issued here on Tuesday.

“The port thus emerged as the key shipping hub in the area providing mass trade to central Asian republics as well as across Pakistan and China,” he said. He further said that large ports with huge cargo handling capacities could attract business community if efficient, modern and transparent customs services were made available.


“The efficiency, transparency and speed that has become available to Customs today through the Automated Customs system of PaCCS, was the only logically solution for Gwadar,” said Munawar Iqbal. He said that traditional systems would make cargo wait for days pending clearance, which will hamper development of this great project. “Serious choking of the port may take place if modern, electronic and automated systems were not used,” he warned adding that authorities should consider rolling out PaCCS beyond Karachi to as many customs stations as possible to enhance trade facilitation and to boost revenue collection.
He said restricting the benefits of PaCCS to only the port at Karachi was unfair to the traders of other areas of the country, he observed. Karachi port has transformed a once sleepy fishing village to a mega polis and we hope that Gwadar port will directly and indirectly bring lots of wealth, trade, and infrastructure advancement to the area, which has been traditionally left behind, in development.


Munawar Iqbal said that the multi-billion- rupee projects of Gwadar port and Rs 7.5 billion Gwadar Airport should be connected to the rest of the country through world class network and roads.
“These facilities should be fully automated so that importers as well as exporters can carry out business activities successfully and with peace of mind.
He said that capacity of 4,300-acre Gwadar airport should be increased to handle 1.5 million passengers and 70,000 tons of cargo a year.

Business community hope that political leadership will use their acumen to pacify negative feelings among some locals to get maximum advantage of the project, said Iqbal.


nation.com.pk]]> http://www.pakrealestatetimes.com/showthread.php?tid=9872 Sun, 07 Mar 2010 06:08:13 -0600 http://www.pakrealestatetimes.com/showthread.php?tid=9872
The company registered with New York Stock Exchange has shown its interest for investment in oil and gas development in Balochistan.

He said the province had vast potential for generating power through windmills and invited them to explore this sector as the country was already facing a serious energy crisis.

Nawab Raisani also dispelled the impression that the law and order situation in the province not ideal for any investment.

He added that the people of Balochistan were far more enlightened and hospitable than those sitting at the helm of affairs somewhere else.

However, Raisani categorically declared that any such agreements signed during the past dictatorial regimes that undermined the interest of the people of Balochistan would be reviewed and further action would be taken accordingly.

He cited the example of Reko Diq and Saindak copper and gold projects through which the people of Balochistan had been deprived of their due share.

Nawab Raisani said the Balochistan government welcomed any positive proposals by the stakeholders but vehemently rejected any outside interference.

Meanwhile talking to a delegation of Turkish investors he assured provision of conducive environment to local and foreign investors for making investment in various sectors in the province.

The Turkish delegation was led by Mustafa Serdar, Chairman Ataseven Group and comprised Duran, Business Development, Commercial Attache of Turkish Embassy and Executive Director NFRD. Dr. Hasan Iftekhar, The Turkish delegation is visiting Islamabad prior to Turkish President Abdullah Gul’s forthcoming visit to Pakistan to further strengthen the brotherly relations between the two countries.

On the occasion the Turkish team informed the Chief Minister that the Ataseven Group was a leading Turkish company engaged in multiple ventures in various countries and in Pakistan it was working on joint venture with National Foundation for Resource Development (NFRD) in ‘Biomass’ forensic and construction sectors and were also dealing security related equipment and gadgets.

Mustafa Serdar also offered Turkey’s technical assistance and expertise to Balochistan through the federal government.

Nawab Aslam Raisani expressed his gratitude for such offer and said Balochistan was a resource-rich province where the plentiful mineral resources had not been fully exploited, which include copper, gold, silver, chromites and many other precious material.

The Chief Minister asked the delegation to send proposals in order to see which sectors to work in.

A delegation of a Dubai based Islamic bank led by its country head, Jawad Majid also called on Nawab Aslam Raisani and apprised him of bank’s activities in the province including opening of new branches in Gwadar, Quetta and other towns.

Nawab Raisani appreciated the bank’s interest in the province and said that the banking sector had great opportunities after the announcement of the NFC Award whereby massive scale uplift projects are likely to start in Balochistan.

APP]]>
The company registered with New York Stock Exchange has shown its interest for investment in oil and gas development in Balochistan.

He said the province had vast potential for generating power through windmills and invited them to explore this sector as the country was already facing a serious energy crisis.

Nawab Raisani also dispelled the impression that the law and order situation in the province not ideal for any investment.

He added that the people of Balochistan were far more enlightened and hospitable than those sitting at the helm of affairs somewhere else.

However, Raisani categorically declared that any such agreements signed during the past dictatorial regimes that undermined the interest of the people of Balochistan would be reviewed and further action would be taken accordingly.

He cited the example of Reko Diq and Saindak copper and gold projects through which the people of Balochistan had been deprived of their due share.

Nawab Raisani said the Balochistan government welcomed any positive proposals by the stakeholders but vehemently rejected any outside interference.

Meanwhile talking to a delegation of Turkish investors he assured provision of conducive environment to local and foreign investors for making investment in various sectors in the province.

The Turkish delegation was led by Mustafa Serdar, Chairman Ataseven Group and comprised Duran, Business Development, Commercial Attache of Turkish Embassy and Executive Director NFRD. Dr. Hasan Iftekhar, The Turkish delegation is visiting Islamabad prior to Turkish President Abdullah Gul’s forthcoming visit to Pakistan to further strengthen the brotherly relations between the two countries.

On the occasion the Turkish team informed the Chief Minister that the Ataseven Group was a leading Turkish company engaged in multiple ventures in various countries and in Pakistan it was working on joint venture with National Foundation for Resource Development (NFRD) in ‘Biomass’ forensic and construction sectors and were also dealing security related equipment and gadgets.

Mustafa Serdar also offered Turkey’s technical assistance and expertise to Balochistan through the federal government.

Nawab Aslam Raisani expressed his gratitude for such offer and said Balochistan was a resource-rich province where the plentiful mineral resources had not been fully exploited, which include copper, gold, silver, chromites and many other precious material.

The Chief Minister asked the delegation to send proposals in order to see which sectors to work in.

A delegation of a Dubai based Islamic bank led by its country head, Jawad Majid also called on Nawab Aslam Raisani and apprised him of bank’s activities in the province including opening of new branches in Gwadar, Quetta and other towns.

Nawab Raisani appreciated the bank’s interest in the province and said that the banking sector had great opportunities after the announcement of the NFC Award whereby massive scale uplift projects are likely to start in Balochistan.

APP]]> http://www.pakrealestatetimes.com/showthread.php?tid=9871 Sun, 07 Mar 2010 05:56:53 -0600 http://www.pakrealestatetimes.com/showthread.php?tid=9871


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http://express.com.pk]]> http://www.pakrealestatetimes.com/showthread.php?tid=9870 Sun, 07 Mar 2010 05:49:43 -0600 http://www.pakrealestatetimes.com/showthread.php?tid=9870


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http://express.com.pk]]> http://www.pakrealestatetimes.com/showthread.php?tid=9869 Sun, 07 Mar 2010 05:47:51 -0600 http://www.pakrealestatetimes.com/showthread.php?tid=9869


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http://express.com.pk]]> http://www.pakrealestatetimes.com/showthread.php?tid=9868 Sun, 07 Mar 2010 05:46:18 -0600 http://www.pakrealestatetimes.com/showthread.php?tid=9868

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http://express.com.pk]]> http://www.pakrealestatetimes.com/showthread.php?tid=9867 Sun, 07 Mar 2010 02:52:20 -0600 http://www.pakrealestatetimes.com/showthread.php?tid=9867

http://www.jang.com.pk/jang/mar2010-dail...0/col7.htm]]>

http://www.jang.com.pk/jang/mar2010-dail...0/col7.htm]]> http://www.pakrealestatetimes.com/showthread.php?tid=9866 Sat, 06 Mar 2010 11:49:33 -0600 http://www.pakrealestatetimes.com/showthread.php?tid=9866


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http://www.express.com.pk]]> http://www.pakrealestatetimes.com/showthread.php?tid=9865 Sat, 06 Mar 2010 11:44:29 -0600 http://www.pakrealestatetimes.com/showthread.php?tid=9865


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http://www.express.com.pk]]> http://www.pakrealestatetimes.com/showthread.php?tid=9864 Sat, 06 Mar 2010 11:43:33 -0600 http://www.pakrealestatetimes.com/showthread.php?tid=9864


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http://www.express.com.pk]]> http://www.pakrealestatetimes.com/showthread.php?tid=9863 Sat, 06 Mar 2010 11:39:35 -0600 http://www.pakrealestatetimes.com/showthread.php?tid=9863

http://www.dailywaqt.com]]>

http://www.dailywaqt.com]]> http://www.pakrealestatetimes.com/showthread.php?tid=9862 Fri, 05 Mar 2010 10:41:24 -0600 http://www.pakrealestatetimes.com/showthread.php?tid=9862


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http://express.com.pk]]> http://www.pakrealestatetimes.com/showthread.php?tid=9861 Fri, 05 Mar 2010 10:36:30 -0600 http://www.pakrealestatetimes.com/showthread.php?tid=9861


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